Yes, it's a little creepy. But after I read about it, I saw the benefits.
First, of course, is just the chance for your last communication to someone important to you to be what you choose. I have a small fatalistic, morbid streak. I make a point of calling my partner or sending a text message before I get on a plane. As we board I think, "I hope everything goes right." And I can't stand to leave for a trip unless the last conversation was something pleasant. I always remember my mother saying, "Don't go to bed mad." You might not have a chance to make things right.
And so I found myself thinking that if something awful happened, it would be nice to think that people would get a message reminding them of how important they were to me.
I hadn't even thought about the practical aspects: here's where the money is. The important papers are in the lockbox next to the file cabinet.
Yes, much of that stuff can be put in a will, but it might be easier to put it in an email.
The cost is $20 a year - not much.
What do you think? Morbidly playing on people's fears? A nice way to send a final message? I see the point of it, but it still makes me strangely uncomfortable.